Programs Overview
Residential Investment Property Program
Our comprehensive coverage is available for properties that are tenant occupied or under renovations. We provide a simple quote to bind process for residential dwellings (1-4 units), condo units, and townhomes.
Property and Liability Coverages Include
Loss of Rents up to 12 months
Fire, Smoke, Lightning or Explosion
Windstorm or Hail
Theft, Vandalism and Malicious Mischief
Glass breakage and Falling Objects
$10,000 for Reverse Flow of Sewers/Drains
Weight of Ice, Snow or Sleet
Direct Loss or Damage from Mechanical Breakdown or Electrical Related Failure
$5,000 in Debris Removal
$1,000,000 Liability Each Occurence per Property Limit
10% of TIV for Building Ordinance/Law
$50,000 in Fire Damage Liability
Program Highlights
Monthly Reporting Option with 12 installments or Annual Bill
No Coinsurance Penalty
Multi-State Portfolios Covered on One Policy
No Minimum Earned Premium
Property Types Covered
Single Family
Multi-Family
Condo
Renovation Property
Ready to join SPU?
Our team is here to help you get setup today.